Financial literacy and decision making among micro enterprise owners/ (Record no. 16982)

000 -LEADER
fixed length control field 02821nam a22002897a 4500
001 - CONTROL NUMBER
control field 16982
003 - CONTROL NUMBER IDENTIFIER
control field OCLRC
005 - DATE AND TIME OF LATEST TRANSACTION
control field 20260731013050.0
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 260624t xxu||||| |||| 00| 0 eng d
040 ## - CATALOGING SOURCE
Original cataloging agency OCLRC
082 ## - DEWEY DECIMAL CLASSIFICATION NUMBER
Classification number (Call Number) T 657 2025 0042
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Bangilan, Mary Joy P.
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Dator, Rizabella L.
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Gado, Rhue Mae G.
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Rafer, Maricar L.
700 ## - ADDED ENTRY--PERSONAL NAME
Personal name Torres, Aronlyn Laiza F.
245 ## - TITLE STATEMENT
Title Financial literacy and decision making among micro enterprise owners/
Statement of responsibility, etc. Mary Joy P. Bangilan, Rizabella L. Dator, Rhue Mae G. Gado, Maricar L. Rafer, & Aronlyn Laiza F. Torres.
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc. Parañaque City:
Name of publisher, distributor, etc. Olivarez College,
Date of publication, distribution, etc. 2026.
502 ## - DISSERTATION NOTE
Dissertation note Undergraduate thesis.
520 ## - SUMMARY, ETC.
Summary, etc. Micro enterprises play a vital role in the local economy by providing livelihood opportunities and supporting local economic development (DTI, 2023). However, many micro entrepreneurs are struggling with financial management and decision making due to their limited knowledge and experience. This study assessed the relationship between the financial literacy and decision making among micro enterprises focusing on budgeting, investing, borrowing, taxation and personal financial management. Research utilized quantitative, descriptive, correlational research design, focusing on the 100 micro enterprises owners in San Dionisio Paranaque City, selected through a total population sampling. Data were gathered using a validated self-made questionnaire. Statistical tools such as frequency, percentage, weighted mean, Kruskal-wallis test, and Spearman Rho correlation were used to analyze the data and determine the relationship between financial literacy and decision making. The result revealed that most respondents were engaged in retail businesses, earning 15,000 or below per month, and operating for five years or less. Respondents demonstrated a high level of financial literacy, particularly in budgeting, while taxation has the lowest rating. It was also found that it has strong decision-making skills, especially in cognitive capacity, but limited time and knowledge affected some business choices. Statistical analysis showed no significant differences in financial literacy when grouped according to profile, but a moderate positive correlation between financial literacy and decision-making was found. Moreover, the study concludes that financial literacy significantly influences the decision-making skills of microenterprise owners, with these findings, a Sustainability and Growth Plan was proposed to provide Strong financial knowledge and decision-making ability.
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Subject Entry micro enterprise
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Subject Entry financial literacy
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Subject Entry decision-making
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Subject Entry sustainability
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Subject Entry growth plan
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Koha item type Theses/Dissertation
Location (call number prefix code) T 657 2025 0042
Holdings
Withdrawn status Lost status Piece physical condition (Damaged Status) Not for loan Home library Current library (holdingbranch) Date acquired Total checkouts Full call number Date last seen Price effective from Koha item type
        Olivarez College Learning Resource Center General Reference And Serial Section 07/31/2026   T 657 2025 0042 07/31/2026 07/31/2026 Theses/Dissertation