<?xml version="1.0" encoding="UTF-8"?>
<record
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"
    xmlns="http://www.loc.gov/MARC21/slim">

  <leader>01640nam a22002297a 4500</leader>
  <controlfield tag="001">9666</controlfield>
  <controlfield tag="003">OCLRC</controlfield>
  <controlfield tag="005">20260730103749.0</controlfield>
  <controlfield tag="008">230130t        xxu||||| |||| 00| 0 eng d</controlfield>
  <datafield tag="040" ind1=" " ind2=" ">
    <subfield code="a">OCLRC</subfield>
  </datafield>
  <datafield tag="082" ind1=" " ind2=" ">
    <subfield code="a">T 658 2015 311</subfield>
  </datafield>
  <datafield tag="100" ind1=" " ind2=" ">
    <subfield code="a">Ramos, Maria Crystal S. </subfield>
  </datafield>
  <datafield tag="245" ind1=" " ind2=" ">
    <subfield code="a">Financial literacy of Filipino vroon vessel officers:</subfield>
    <subfield code="b">basis for financial management orientation program/</subfield>
    <subfield code="c">Maria Crystal S. Ramos.--</subfield>
  </datafield>
  <datafield tag="260" ind1=" " ind2=" ">
    <subfield code="a">Para&#xF1;aque City:</subfield>
    <subfield code="b">Olivarez College,</subfield>
    <subfield code="c">2015.</subfield>
  </datafield>
  <datafield tag="502" ind1=" " ind2=" ">
    <subfield code="a">Master Thesis</subfield>
  </datafield>
  <datafield tag="520" ind1=" " ind2=" ">
    <subfield code="a">This study was conducted for the purpose of determining the financial literacy of the Senior Officers of Vroon Vessels, particularly those under Livestock, Bitumen and Product Fleet. The descriptive correlational design using normative survey was was utilized in this study. The questionnaire served as the instrument for collecting data. It was adapted from the World Bank and was amended for the purpose of statistical treatment that underwent validated process by pool of validators that comprised four (4) Officers and one (1) Professor. A total of 82 respondents were involved in this study, of which 20 or 24.39% were Masters, 23 or 28.05% were Chief Engineers, 17 or 20.73% were Chief Mates and 22 or 26.83% were 2nd Engineers. Upon tallying and tabulating the gathered data, these were  computed using statistical treatments such as frequency, percentage,  weighted mean, chi square and Kendall's Coefficient of Concordance (W).</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Financial Management.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Financial Behavior.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Financial Literacy.</subfield>
  </datafield>
  <datafield tag="650" ind1=" " ind2=" ">
    <subfield code="a">Financial Knowledge.</subfield>
  </datafield>
  <datafield tag="942" ind1=" " ind2=" ">
    <subfield code="c">THES</subfield>
    <subfield code="j">T 658 2015 311</subfield>
  </datafield>
  <datafield tag="999" ind1=" " ind2=" ">
    <subfield code="c">9666</subfield>
    <subfield code="d">9666</subfield>
  </datafield>
  <datafield tag="952" ind1=" " ind2=" ">
    <subfield code="0">0</subfield>
    <subfield code="1">0</subfield>
    <subfield code="4">0</subfield>
    <subfield code="7">0</subfield>
    <subfield code="a">LRC</subfield>
    <subfield code="b">GSL</subfield>
    <subfield code="d">2026-07-30</subfield>
    <subfield code="l">0</subfield>
    <subfield code="o">T 658 2015 311</subfield>
    <subfield code="r">2026-07-30 10:37:49</subfield>
    <subfield code="w">2026-07-30</subfield>
    <subfield code="y">THES</subfield>
  </datafield>
</record>
