01748nam a22002417a 45000010005000000030006000050050017000110080041000280400010000690820019000791000029000982450138001272600048002655020018003135200941003316500026012726500024012986500024013226500025013469420025013719990015013969520095014119666OCLRC20260730103749.0230130t        xxu||||| |||| 00| 0 eng d  aOCLRC  aT 658 2015 311  aRamos, Maria Crystal S.   aFinancial literacy of Filipino vroon vessel officers:bbasis for financial management orientation program/cMaria Crystal S. Ramos.--  aParañaque City:bOlivarez College,c2015.  aMaster Thesis  aThis study was conducted for the purpose of determining the financial literacy of the Senior Officers of Vroon Vessels, particularly those under Livestock, Bitumen and Product Fleet. The descriptive correlational design using normative survey was was utilized in this study. The questionnaire served as the instrument for collecting data. It was adapted from the World Bank and was amended for the purpose of statistical treatment that underwent validated process by pool of validators that comprised four (4) Officers and one (1) Professor. A total of 82 respondents were involved in this study, of which 20 or 24.39% were Masters, 23 or 28.05% were Chief Engineers, 17 or 20.73% were Chief Mates and 22 or 26.83% were 2nd Engineers. Upon tallying and tabulating the gathered data, these were  computed using statistical treatments such as frequency, percentage,  weighted mean, chi square and Kendall's Coefficient of Concordance (W).  aFinancial Management.  aFinancial Behavior.  aFinancial Literacy.  aFinancial Knowledge.  cTHESjT 658 2015 311  c9666d9666  00104070aLRCbGSLd2026-07-30l0oT 658 2015 311r2026-07-30 10:37:49w2026-07-30yTHES